AMG CONSULTING GROUP INC.
FAQ'sWho is ChexSystems?
ChexSystems Inc. is a consumer reporting agency (CRA) that provides account verification services to its financial institution members to aid them in identifying account applicants who may have a history of account mishandling.
Is ChexSystems a credit bureau?
ChexSystems is a consumer-reporting agency governed by the Fair Credit Reporting Act (FCRA) and The Federal Trade Commission. Information in your ChexSystems report does not affect your FICO scores.
How do I remove negative postings on my ChexSystems report?
Negative information can be reported for up to 5 years however the banks and financial institutions that post negative information have the authority to remove their negative postings.
Who is Equifax, Experian and TransUnion?
They are independent consumer-reporting agencies (CRA) that report negative and positive information on your personal credit reports. They are obligated by the Fair Credit Reporting Act (FCRA) to report only accurate and current information; however, 80% of public credit reports contain some type of error. The FCRA allows consumers the legal right to dispute inaccurate, incorrect, and/or misleading information on their credit reports
How can AMG help you restore your credit?
We have a 120 day program that will dramatically improve your credit worthiness. We go beyond verifying your report with dispute letters. We negotiate affordable payment arrangements with your creditors to get your debt paid and removed. We get your debts paid off at a fraction of the cost and get those negative accounts legally removed from your credit reports. This is an exclusive service tailored to your specific needs.
